Workers Compensation is the system set in place by the South Carolina State Government to deal with accidents and injuries which occur on the job.
If you are injured on the job, you must report the injury to your employer within 90 days of it happening, though the best course of action is to report any such accident or injury immediately. Many employers and insurance companies will do their best to deny claims that are not reported very close in time to the accident’s occurrence. What is even worse is that many employers have policies whereby they might discipline, or even terminate an employee that does not report an accident or injury in a very timely fashion.
As with any other type of accidental injury, several things are important to remember:
- Do not be afraid to report your accident simply because the accident or injury might have been your fault-- the Workers Compensation system is set up such that you are entitled to be treated and compensated no matter what the cause of your accident or injury might have been
- Get the names, addresses and phone numbers of any witnesses to your accident
Make certain that an accident report is filled out by your employer
- Your employer and its insurance company have the right to pick which doctors or other health care providers that you see, so be certain to keep all medical appointments that are made for you
- When you are provided with medical attention, be certain to advise the nurse or doctor of all of your pain and problems. Delay in reporting any aspect of your injury only makes your claim more complicated
This is just a very brief overview of some of the things you need to know about workers compensation and on the job injuries. Please call us to discuss these and other issues further.