A personal injury can be defined as any accident, such as a car wreck or a slip and fall on someone else’s property, where you as an individual are injured in some way.Â Personal injury also includes an intentional act where someone hurts you, in some form or fashion, on purpose.
Important things to document and keep in mind include any statements made to you, or to any other witness, at or near the time of the injury. Â If at all possible, take photographs, either with a cell phone or disposable camera, of the accident scene and the layout of anywhere your injury might have occurred.Â Also, be certain to try and get the names, addresses and phone numbers of anyone who might have witnessed your accident or injury.Â Having this information may make your claim much easier to handle in the long run.
If you are injured in a car wreck, be certain to seek prompt medical attention to address any and all injuries.Â Tell the treating doctor about all pain or problems you are having, no matter how small they may seem to be at the time.Â Often, your worst pain may not occur until hours, or sometimes days, after your injury.Â For that reason, it is important to make and keep all necessary follow up appointments with your doctor or doctors.Â Also, be certain to document other elements of your claim such as time lost from work, or other costs and expenses you have to pay as a result of your injury.
Also, most times you are injured, particularly in a car wreck, the insurance company may contact you wanting to take a recorded statement.Â I generally do not allow my clients to do this â€“ not because I am trying to be difficult, but because after practicing law for over 25 years, I have all too often seen insurance companies twist peopleâ€™s words and use such statements to deny claims.Â Remember that the insurance adjuster that contacts you, no matter how friendly he or she may seem, does not work for you â€“ it is his or her job to find any and all possible ways to deny your claim.
Also remember that this adjuster has likely taken hundreds, if not thousands of such statements, so he or she is very well versed in these matters.Â It is likely that you do not have that same level of experience â€“ so the deck is stacked against you from the start.Â I generally allow my clients to give a statement to the insurance company, but I insist that the statement be taken on a speakerphone in my office, as I sit with you, to make certain my clients understand all questions and give truthful but proper responses.Â It is just one of the many services we try and provide to our clients to try and make the claims process is as fair as possible.
We at the Ezell Law Firm have been dealing with personal injuries for quite some time and would welcome the chance to discuss your particular situation with you.